Updates

Calculating investment risk: What plays a role?

When investing, we all know that capital is at risk. We’ve often talked about understanding your risk profile and the level of risk you should take when investing. But what affects how risky an investment is? Understanding the risk of an investment can help you gauge if it’s the right …

Scammers target pension savers trying to gain early access

Do you know when you can access your pension? Research has found that the number of people trying to access their pension early is on the rise, and it’s a misconception that scammers are taking advantage of. Accessing Defined Contribution pensions It’s important that you understand when and how your …

Using your assets to create flexibility with a Final Salary pension

Pensioners transferring out of their Final Salary pensions, also known as Defined Benefit pensions, have made headlines recently as retirees seek more flexibility. But using other assets to create a flexible income throughout retirement can mean security and the ability to create an adjustable income to suit retirement plans. Final …

Junior ISAs: Everything you need to know about saving for children

Building a nest egg for a child can help set them on the path to a financially secure future and highlight why saving is important. One of the most popular ways to save for a child or grandchild is using a Junior Individual Savings Account (JISA). During 2017/18, …

Planning for a 100-year life

When you think about your lifestyle goals and financial plan, how far ahead do you look? It wasn’t so long ago that planning to reach 80 meant you could be sure of financial security throughout your life. But now, it’s becoming increasingly common to celebrate your 100th birthday, bringing new …

5 ways you can reduce tax liability in retirement

When you retire, there are a lot of financial decisions that need to be made as you start accessing the savings and investments you’ve built up. It’s natural to have lots of questions about your financial security at this point, such as: How much income will I receive from my …

Low interest rates: Should you remortgage now?

The Bank of England slashed interest rates in March as the impact of coronavirus became clear. While it’s not good news for savers, it could offer an opportunity for mortgage payers to slash their bills. The Bank of England base rate is what the central bank charges banks for lending.

How will coronavirus affect house prices?

The housing market has been severely affected by the coronavirus lockdown, as viewings were halted and sales that were in progress faced delays. Now there are fears that the economy will dip as a result and house prices will fall. For those hoping to sell in the coming months, it …

5 things you need to check when taking out life insurance

No one wants to think about passing away but taking out an appropriate life insurance policy can provide loved ones with financial security should the worst happen. However, it’s important to make sure you choose a policy that’s right for you and your circumstances. Life insurance is a type of …

The quick guide to bonds

When it comes to investing, it’s probably stock markets and shares that come to mind. Yet the average investment portfolio uses various asset classes to deliver returns and manage risk. One important part of your portfolio may be bonds. Bonds can also be known as gilts, coupons and yields, which, …
Loading...