Equity release that’s right for you

Here at plan-to-retire, we take an honest and personal approach to help find an Equity Release plan to suit you.

What is Equity Release?

There are a variety of reasons why you might be thinking about equity release. It could be for a more comfortable retirement, or you want to treat yourself to a cruise or new car,or you could potentially be facing a pension shortfall.

Equity release can be an option to help ease your financial concerns by using some of the money tied up in your home. It’s a tax-free lump sum that you can spend on anything you like, but it’s not a decision that should be taken lightly. Knowing exactly what your options are before going down this route is hugely beneficial.

Understanding which product will meet your needs is something we’d discuss in detail with you in our meetings. By guiding you throughout the process, we’ll determine whether a lump sum life mortgage or drawdown lifetime mortgage is right for you.

Client Stories

Rather than us tell you about how you can benefit from our services. Some of our clients have been kind enough to share their stories about how our financial planning work has impacted and changed their lives.

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Planning for retirement


client since 2017

" Without Paul’s advice, we’d have left our pensions where they were. We’ve become good friends with Paul as a result and have even recommended him to family and friends.

Already Retired


client since 2017

" Paul keeps me in check, he always creates a plan, giving me total confidence. This was certainly the case when we were budgeting for my son’s university in Switzerland.

Planning for retirement

North Yorkshire

client since 2000

" Working with Paul has always been a team effort. Our long-term relationship speaks volumes for the mutual respect that we have for each other

Planning for retirement


client since 2017

" Paul always provides multiple options when giving advice. He treats the money like it’s his own and will always be honest about what to do, where to invest and how.