What is financial planning?

Financial planning is much more than pensions, investments and financial products. It can help answer life’s big questions like: What do I want to do in retirement? When can I afford to retire? What income will I need? Can I afford to leave gifts for my family?

As financial planners, we always work to address the financial questions you’re currently facing, as well as plan for your long-term future. We create a thorough, step-by-step plan that takes you from where you are, to where you want to be. We help you get there and look forward to your future goals and objectives.

At Plan-to-retire, we are passionate about helping our clients remove the added worries of their finances, and help them look forward.

Client Stories

Rather than us tell you about how you can benefit from our services. Some of our clients have been kind enough to share their stories about how our financial planning work has impacted and changed their lives.

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Planning for retirement


client since 2017

" Without Paul’s advice, we’d have left our pensions where they were. We’ve become good friends with Paul as a result and have even recommended him to family and friends.

Already Retired


client since 2017

" Paul keeps me in check, he always creates a plan, giving me total confidence. This was certainly the case when we were budgeting for my son’s university in Switzerland.

Planning for retirement

North Yorkshire

client since 2000

" Working with Paul has always been a team effort. Our long-term relationship speaks volumes for the mutual respect that we have for each other

Planning for retirement


client since 2017

" Paul always provides multiple options when giving advice. He treats the money like it’s his own and will always be honest about what to do, where to invest and how.